More news out of US showing growth is fragile and weakening...
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Initial unemployment claims increased to 383,000 last wk, ADP (known for its payroll services) private sector job survey shows 133,000 new jobs added vs expectation of 150,000+, planned layoffs jumped 53% in May (HP will cut 27,000 jobs), Q1 GDP growth was revised down to 1.9% from 2.2% (Q4 '11 was 3%), business activities in Midwest (Chicago area) slowed to the lowest level since Sep '09, and Facebook shares hit new low of $27, a whopping $11 below its IPO price of $38...
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all of the above continues to fuel the super "bull" (rising) market （超级大牛市） in the US gov't bonds
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今天利率如下 Below is a summary on mortgage rates as of 05/31/12**:
(Call for "Better Rate" on Larger Loan Balance and/or Lower LTV)
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*****Refinance Loan***** (no costs to borrower　不用付费丶买点)
Loan Amt__30Yr Fixed_____15Yr Fixed_____5/1 ARM
≤417K______3.500%__________2.875%_______2.750%
APR_________3.500%__________2.875%_______2.750%
≤625K______3.875%__________3.250%_______3.125%
APR_________3.875%__________3.250%_______3.125%
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†Contact me on HARP II Refi, LTV >80% (or negative equity) and also on FHA loans.
房价跌了，没法做 Refi 怎么办？请来电咨询有关政府最新推出的 HARP II 计划，旨在帮助没办法符合一般 Refi 条件的屋主。
首付不够多，可以考虑有政府担保的FHA贷款，尤其是贷款保险费较低的15年计划。
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*****Purchase Loan***** (no point　不用买点)
Loan Amt__30Yr Fixed_____15Yr Fixed_____5/1 ARM
≤417K______3.500%_________2.750%________2.625%
APR_________3.600%_________2.900%________2.725%
≤625K______3.750%_________3.250%________3.000%
APR_________3.850%_________3.400%________3.100%
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For more details and questions, please feel free to contact me.
欢迎查询贷款利率
Tel: 949.232.0828
Email: hkcharles@yahoo.com
DRE# 01363144
NMLS# 342799
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欢迎访问"言之有屋"，我的博客--Please visit my Blog
http://hkmbb.blogspot.com/
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**Mortgage rates fluctuate daily. Certain requirements apply. Rate quote based on 15-day Lock, Owner-occupied Single Family Residence (SFR) in CA,Borrower FICO Score ≥740, Loan-to-value (LTV) ≤75%, Loan Amount ≥$380,000 for Conforming, ≥$480,000 for High Balance.

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